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Why Cigna & CMB

stethoscope around a globe Key Talent Attraction and Retention – High-end Medical Insurance has already been part of the benefit plan for executives in multinationals and some leading domestic companies.

Insufficiency Coverage– Existing Social and Supplementary Medical Insurances have strict restrictions on benefits limits, area of coverage, drugs and type of inpatient room, etc.

Improve Productivity – Enhanced insured employee experience resulting from better coverage, access, and services.

 

Why companies need to buy the product

 

1. Most transparent and stable corporate structure in the high-end medical space in China: the only insurance company that combines the functions of issuing the policy and delivering the services, which can effectively minimize client's headaches and uncertainties for managing underwriting, claim and service inconsistencies caused by the TPA (Third Party Administrator) structure.

2. Comprehensive and client-oriented medical benefits with convenient pre-authorization requirements.

3. Assure around-the-clock global service through multilingual, fully-staffed call centers in China, Scotland and the United States. Customers reach a live Cigna Service Representative whether they're inside or outside of China.

4. Convenient direct billing arrangements with over 100 public and private medical facilities in 16 cities across China, and the broadest network of health care professionals and facilities in the United States and internationally — a real plus for globally mobile employees who regularly travel outside of China.

5. Offer different tiers of medical plans for those locally hired foreigners and key local nationals who move around global and Asia Pacific region.

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