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Cigna & CMB Group Term Life and Accidental Death & Dismemberment Products
  • As a supplementary to Cigna & CMB group high-end health benefits, Cigna & CMB Group Term Life and Accidental Death & Dismemberment (AD&D) products provide disease death, accidental death and accidental dismemberment coverage for senior executives.

Product Features

24/7 Global Coverage
Both Cigna & CMB Group Term Life and AD&D provide 24/7 global coverage.

High Sum Assured with Low Premium
Cigna & CMB Group Term Life and AD&D products are cost effective. They offer millions in protection with low premiums.

Flexible Sum Assured
Flat and multiples of salary sum assured options offers client flexibility to meet their unique needs.

Reduced Financial Obligations and Responsibilities for Client
Clients can reduce economic losses and abnormal fluctuations in cash flow due to employee injury and dismemberment.

One-Stop Insurance Solution for Senior Executives
The perfect match of Cigna & CMB Group Term Life and AD&D with Cigna & CMB group high-end health benefits offers a one-stop insurance solution for senior executives, which makes purchase decisions easier and faster. This product offers peace of mind for senior executives, which can help attract and retain key talent.

Insurance Benefits

1. Term Life

If the insured person dies due to accident or illness, Cigna & CMB will pay the pre-determined amount of the death benefit to the Beneficiary.

2. Accidental Death and Dismemberment

a. Accidental Death

If the insured person suffers from damage to his or her person due to an accident, and this accidental injury leads to his or her death within 180 days of the date of the accident, Cigna & CMB shall pay the pre-determined amount of the death benefits to the Beneficiary.

b. Accidental Dismemberment

If the insured person suffers from damage to his or her person due to an accident, and this accidental injury leads to one or more of the disabilities listed in the Table of Insurance Benefits Payment Proportions Corresponding to Different Extents of Dismemberment within 180 days of the accident, Cigna & CMB shall pay to the Insurance Benefit for accidental dismemberment to the insured person.

Note: This marketing material is for your reference only and does not form part of a legal contract. Details of insurance benefits are subject to the terms detailed in your insurance contract.

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