招商信诺寰球至尊C高端个人医疗保险 - 综合门诊保障(可选保障)
Global C Individual Platinum Medical Insurance - Comprehensive Outpatient Cover (Optional) 
综合门诊障提供每一保险期间内门诊保险责任赔付限额,执业医生及专科医生诊疗费,针灸治疗及中医治疗,言语复健治疗,成人旅行疫苗接种,儿童免疫等。
Comprehensive Outpatient Cover supply Annual Benefit – Maximum OP costs,Consultations with Medical Practitioners and Specialists. Acupuncture and Chinese Medicine, Restorative Speech Therapy, Adult Travel Vaccinations and Child immunizations.
钻石计划
Diamond Plan
白金计划
Platinum Plan
黄金计划
Golden
保障区域
Area of Cover
全球  WW
全球除美国 WW Exc USA
亚洲 Asia
全球  WW
全球除美国 WW Exc USA
亚洲 Asia
亚洲 Asia
大中华Greater China
中国大陆 Mainland China
特定医院自负比例
Special Provider Copay
0%
20%
100%
0%
20%
100%
0%
20%
100%
综合门诊保障(可选保障)      
Comprehensive Outpatient Cover (Optional)
门诊医疗责任 赔付限额(可能适用免赔额) 赔付限额(可能适用免赔额) 赔付限额(可能适用免赔额)
Out-patient Healthcare Benefits Benefit Limit (Subject to Deductable) Benefit Limit (Subject to Deductable) Benefit Limit (Subject to Deductable)
每一保险期间内门诊保险责任赔付限额 每一保险年度以  ¥ 500,000 为限 每一保险年度以  ¥ 200,000 为限 每一保险年度以  ¥ 100,000 为限
Annual Benefit – Maximum OP costs Up to  ¥ 500,000 per period of cover Up to  ¥ 200,000 per period of cover Up to  ¥ 100,000 per period of cover
执业医生及专科医生诊疗费 全额 每一保险期间以¥ 20,000为限 每一保险期间以¥ 10,000为限
Consultations with Medical Practitioners and Specialists Paid in Full Up to the ¥ 20,000 per period of cover Up to the ¥ 10,000 per period of cover
诊断性检查化验费 全额 全额 全额
Diagnostic testing Paid in Full Paid in Full Paid in Full
物理治疗、正骨治疗、顺势治疗及脊椎治疗 每一保险期间内总计不超过30 每一保险期间内总计不超过25次 每一保险期间内总计不超过15
Physiotherapy, osteopathy, Homeopathy and chiropractic treatment Up to a combined maximum of 30 visits per period of cover Up to a combined maximum of 25 visits per period of cover Up to a combined maximum of 15 visits per period of cover
针灸治疗及中医治疗 每一保险期间内总计不超过20 每一保险期间内总计不超过15次 每一保险期间内总计不超过10
Acupuncture and Chinese Medicine Up to a combined maximum of 20 visits per period of cover Up to a combined maximum of 15 visits per period of cover Up to a combined maximum of 10 visits per period of cover
言语复健治疗 全额 全额 全额
Restorative Speech Therapy Paid in Full Paid in Full Paid in Full
基于遭受疾病(例如中风)而接受的短期治疗。      
Provided on a short-term basis following a condition such as a stroke.      
药品费及敷料费 全额 每一保险期间以¥ 30,000为限 每一保险期间以¥ 15,000为限
Drugs and dressings Paid in Full Up to ¥ 30,000 shown per period of cover Up to ¥ 15,000 shown per period of cover
在门诊发生的由执业医生开具处方的处方药或敷料费。      
When prescribed by a medical practitioner on an outpatient basis.      
耐用医疗设备租赁费 全额 全额 全额
Rental of Durable Medical Equipment Paid in Full Paid in Full Paid in Full
每一保险期间内最多45天的租赁时长。      
Up to a maximum of 45 days in the period of cover.      
成人旅行疫苗接种 全额 全额 全额
Adult Travel Vaccinations Paid in Full Paid in Full Paid in Full
牙科意外门诊治疗 全额 全额 全额
Accidental Dental Treatment Paid in Full Paid in Full Paid in Full
如果被保险人因遭受意外事故而导致健康自体牙发生损伤,牙齿损伤的治疗在意外事故后立即开始、且在意外事故后30天内完成的,我方将支付牙科意外门诊治疗费用。      
We will pay for dental treatment required for the damage to the beneficiary’s sound natural tooth/teeth as the result of an accident. Treatment must commence immediately after the accident and be completed within 30 days of the date of the accident.      
儿童健康检查 全额 全额 全额
Well Child Tests Paid in Full Paid in Full Paid in Full
6周岁及以下的未成年被保险人在适当的年龄间隔内。详情请联系我方咨询。      
Payable for children at appropriate age intervals up to the age of 6. For full details please contact CIGNA.      
儿童免疫 每一保险期间以¥ 10,000为限 每一保险期间以¥ 8,000为限 每一保险期间以¥ 5,000为限
Child immunizations Up to ¥ 10,000 for each period of cover Up to ¥ 8,000 for each period of cover Up to ¥ 5,000 for each period of cover
为不足 18周岁的未成年被保险人。      
Payable for children of less than 18 years.      
每年常规检查 全额 全额
Annual Routine Tests Paid in Full Paid in Full NA
15周岁以下儿童每年一次的视力及一次听力检查。      
One eye test and one hearing test for children under the age of 15.      
您可选择的免赔额      
Your deductible options
免赔额(多项) ¥ 0 / ¥ 1,000 / ¥ 5,000  ¥ 0 / ¥ 1,000 / ¥ 5,000  ¥ 0 / ¥ 1,000 / ¥ 5,000 
Deductible (various)
免赔额作为理赔的组成部分将不涵盖于您的保险责任当中。
A deductible is a portion of a claim or claims that is not covered by your plan.
自负比例 No Copay No Copay No Copay
Copay 10% Copay 10% Copay 10% Copay
自负比例是根据你的保障计划,不被赔付的费用比例。因自负比例而自负的金额后于因免赔额而自负的金额之后而计算。 20% Copay 20% Copay 20% Copay
Copay is the percentage of your claim not covered by your plan.  The Copay amount is calculated after the deductible is taken into account.